i have never asked for a handout and i am embarrassed to do so. i am so far behind on bills i don't know what else to do. i don't own a home anymore so i can't use any equity loan and my credit is far from the AAA it used to be. my wife and i are working a solid jobs again to rebuild the life style we once led. it is a long way away though. my wife and i left good paying jobs to be apart of a start up business knowing this might be the result. hindsight is always 20/20. but, we have taken some hard lessons from all this and are forging ahead and not giving up. we just need a kick start to get back on our feet so we can have a little money left at the end of each month instead of the opposite. in a way this isn't a handout i am asking for. i will be able to make payments on the money i am asking for. i need $15000.00 to catch up my utilities and other payments. a larger tax bill is due as well, $35000.00. any help there would be awesome as well. thank you for your time.